Merry Wanderer of the Night [Search results for loan

  • About the mortgage and a loan

    About the mortgage and a loan

    VA home loan

    DepartmentEvery year in our country hypothecary crediting (mortgage) or the loan on the security of the bought real estate uses the increasing popularity.

    The hypothecary credit allows to get habitation already today, and to repay the credit for many years. The hypothecary credit or VA Loan is the long-term money advance which is given out for purchase of the real estate, on the security of this real estate.

    Home Loan it's always favorable

    * Hypothecary crediting brings to nothing degree of inflationary risks.
    * Payment of cost of the real estate, in conformity with mortgage conditions, is carried out not at a time, and in a current of long time that is much more favourable than full payment.
    * The Sums of payments connected with repayment of the hypothecary credit, are fixed at the moment of credit reception.
    * Possibility of registration (residence permit) in the got apartment (house).
    * VA Home Loan — favourable capital investment (at current trends of the market of the price for the real estate grow on the average from 14,5 to 30% a year).
    In America, as well as all over the world, exists two ways of purchase of the real estate on credit: it is the bank mortgage or VA Loan Eligibility. For any bank hypothecary crediting is one of ways of reception of profit.

    MoneyPercent paid by the borrower on the hypothecary credit include profit of bank taking into account the insurance from the every possible risks connected with difficulty of return of the credit. As a result, the apartment got by means of the bank credit, manages to the buyer essentially more expensively initial cost. In many cases — on 50-70%.

    Probably, you agree, that at a choice of the organisation anyhow using your money, the first and main criteria — reliability and conscientiousness. Co-operative movement intensively develops, and now in the market there is wide enough spectrum of offers. Among them — offers to give the housing loan under the tenth shares of percent, the settling promise in apartment in two months, and so forth. It is clear, that such offers caused by the growing competition between housing-memory structures, can be or simple advertising receptions, or (that is much more dangerous) display of frank unconscientiousness.

    Home Loan on examples

    VIA «About the mortgage and a loan»

  • UK: British Museum considers more ‘Elgin Marbles’ loans

    UK: British Museum considers more ‘Elgin Marbles’ loans

    The British Museum is considering three further overseas loans from the Elgin Marbles – but a reluctance to entertain the sculptures’ return to Greece is set to provoke renewed anger in Athens.

    British Museum considers more ‘Elgin Marbles’ loans
    Moves could reignite tensions over Greek art treasures [Credit: Independent]

    Last year the British Museum allowed part of the Marbles to leave the country for the first time when it lent the headless statue of Ilissos, a Greek river god, to the State Hermitage Museum in St Petersburg.

    Greece, which is seeking to reclaim ownership of the 2,500-year-old sculptures removed from the Parthenon in Athens in the 19th century by Lord Elgin, described the Russia loan as “provocative”.

    A current request from the British Museum for a key antiquity from the Museum of Cycladic Art in Athens for a forthcoming exhibition on classical sculpture has been delayed, in what is being seen as retaliatory move by the Greek authorities.

    The work has been requested for the show, “Defining Beauty: the Body in ancient Greek Art”, which opens in March.

    The delay is ascribed to “tensions” with the Greek government, despite friendly curatorial relations between the two institutions – the British Museum currently has 24 items on loan to the Cycladic museum.

    However the chances of securing the loan in time for the exhibition may be harmed by the news that the British Museum is seriously entertaining bids for further Elgin Marbles loans to museums outside of Greece.

    “Three serious bids are being considered,” The Art Newspaper reports, including one informal loan request made before the Hermitage deal was revealed.

    New York’s Metropolitan Museum of Art, Berlin’s museums and the Louvre in Paris are the kind of institutions which “stand the best chance of success” when formal loan requests are submitted, the art title suggested.

    The British Museum would expect any museum to which it lends the Parthenon sculptures to “be generous in responding to loan requests” made in return by the London body. Requests for single sculptures will be more favourably received, it is suggested. Bids are also expected from the UK’s regional museums which could expect huge interest in displaying items from the famous collection.

    The Museum confirmed that further loans from the Elgin sculptures are being considered. A spokesman said: “Museums around the world have shown interest in requesting to loan from our set of Parthenon sculptures, and we always welcome these conversations. The Trustees will consider any request for any part of the collection to be borrowed and then returned, subject to the usual considerations of condition and fitness to travel and this has always been made clear to the world.”

    Further Marbles loans will inflame tensions with Athens. Antonis Samaras, the Greek prime minister, described the loan of the Parthenon sculpture to the Hermitage as “an affront to the Greek people”.

    Some of the Marbles will be moved from their permanent display to the temporary exhibition gallery for the British Museum’s March show, including the pediment sculptures of Ilissos, which will be returning from Russia, Iris and Dionysos.

    However time is running out to strike an agreement with the Museum of Cycladic Art for the work that the London museum is seeking. The British Museum spokesman said: “We have requested to borrow one object from Greece and await the official response. The Museum has very positive working relationships with colleagues in Greece and lends extensively to museums in Greece including 24 objects on loan to two temporary exhibitions at the Museum of Cycladic Art in Athens.”

    The Athens museum declined a request to comment. A source said: “The museum is happy in principle to lend the work but the Greek government is stalling on the paperwork.”

    Greece refuses to recognise the British Museum’s ownership of the sculptures, which make up about 30 per cent of the surviving decoration from the Parthenon.

    Author: Adam Sherwin | Source: The Independent [January 06, 2015]

  • Fast loans it's real!

    Fast loans it's real!

    Happy family

    There are a lot of methods of financing a business which can be chosen when faced with financial problems. Some businessmen's apply for bank loans. But what if you are in need of really quick cash? Applying for a loan can take a long time to get approved. Or there are other variants?

    Emergency Cash Loans for Small Businesses

    My loan carEmergency cash loans are viable options for quick term financing demands. It is secured by submitting invoices from the borrower's credit card transactions or extracts from the bankbook.

    World moneyWhile a traditional cash loan for businesses need 30 days to process, emergency cash loans is what a cash advance loan promises in exchange for a modest fee.

    Often, a lender offers up to 70% of the amount of invoices submitted. If your customer in due time pays the credit card bill, the rest of your balance will be given to you by your lender. But if your potential customer fails to pay on time, the remaining 30% of your invoices will go to your lender as penalty sanctions.

    My credit card

    Traditional cash loan for serious projects!

    Keep in mind that emergency cash loans are advisable only to use for short term needs. If you are in need of a real huge amount for, let us say expansion of your business or you need to invest on something for the corporation, then a traditional cash loan is still recommended.

    VIA «Fast loans it's real!»

  • More Stuff: Forbes: The British Museum should return the Parthenon Marbles to Greece

    More Stuff: Forbes: The British Museum should return the Parthenon Marbles to Greece
    On December 5, the British Museum announced that it would loan a piece of the Elgin Marbles to the State Hermitage Museum in St. Petersburg to memorialize its 250thbirthday. Although intended as a kind gesture to Russia, it was also a stinging insult to Greece—the country has been requesting the return of the Elgin Marbles for decades.

    Forbes: The British Museum should return the Parthenon Marbles to Greece
    The Parthenon Marbles, a group of sculptures, statues, inscriptions and architectural elements depicting scenes from Greek mythology, were once part of the Parthenon. Built in 5th century BC to honor Athena, the temple has become one of the most recognized symbols of Western Civilization and is regarded as the highest architectural achievement of the Ancient Greeks.

    About half of the marbles were torn from the temple between 1801 and 1802 by the Earl of Elgin while Athens was under Ottoman occupation. According to most historians, Elgin received an official decree (firman) to remove sculptures. While the document no longer exists, a translation from an Italian copy suggests that Elgin was permitted to take “some stones”—not half of the carvings on the Parthenon. Some historians argue that Elgin never actually received the requisite permission for removal, as there is no documentary evidence that the firman existed. What is known is that the removal of the objects damaged the Parthenon, even if that was not Elgin’s intention. Then in 1816, the British Parliament purchased the marbles and presented them to the British Museum.

    Lord Elgin’s actions have been disputed from the start

    From the start, the legality and morality of Elgin’s actions have been disputed. Lord Byron was one of the most vocal critics of Lord Elgin, referring to him as a “plunderer.” Greece gained its independence in 1832, and in 1837, the Greek Archaeology Society was founded. At its first meeting, the president called for the marbles’ return. The Greek people regard the carvings as a symbol of their culture, heritage and past. In the same vein, art historians and archaeologists argue that the sculptures are integral to the ancient temple structures still standing in Athens. There is a call for the marbles to be unified as they were intended to be viewed. On the other hand, the British Museum asserts that the objects should be seen in a larger framework, presenting Greek art in a chronological narrative. The British Museum argues that the Parthenon sculptures are “integral to the Museum’s purpose as a world museum telling the story of human cultural achievement.” And after being housed in the museum for nearly two centuries, the carvings are a significant feature of British cultural identity. But, some view the sculptures’ placement in London as a sad reminder of British imperialism—an attempt to transform London into the “New Athens” in the way that Napoleon tried to convert Paris into the “New Rome.”

    The British Museum opened in 1759, a few years before the Hermitage. They are two of the first great museums of the Enlightenment, established for the public benefit, educating and exposing the masses to art. These encyclopedic museums aim to present visitors to a variety of cultures and exhibit art in a broader context, providing a sense of a shared human cultural heritage. However, is this the best context for art? Is it proper to remove a work from its original cultural setting, losing its context? While millions of people visit the British Museum each year, it is still disheartening to view the marbles in London after learning that their removal damaged one of mankind’s crowning achievements.

    Moral solution is to return the marbles

    The British Museum claims that the removal of the objects saved them from destruction, as they were not being protected at the time. However, times have charged; if the marbles are returned to Greece, they will be in a museum. (Interestingly, the marbles were damaged while under the custodianship of the British Museum where conservators used harsh cleaning agents on them.) Greece has built the New Acropolis Museum featuring state-of-the-art design and technology which ensures protection of its collection. What’s more, the New Acropolis Museum is a mere 300 meters from the Acropolis, allowing the marbles to be seen as intended—basking in the Greek sunlight. To fully appreciate the artistic and historical significance of the friezes, they should be viewed in their context of the Acropolis mount, a hillside covered with art venerating the gods watching over Athens.

    As an attorney, my position is troubling: Greece does not have a strong legal argument for restitution. If Lord Elgin did not receive the proper permit for the marbles’ removal, then the British Museum could not have purchased legitimate title. However, there are time limitations for bringing suit. The Greek government has been aware of the removal for nearly two centuries now, and they never filed suit against Elgin or the British Museum. The statute of limitations may stop any lawsuit from moving forward. Still, while the legal answer may not support restitution, the moral solution is to return the marbles. The carvings are a symbol of the Greek people—their violent removal distanced the objects from their legitimate home.

    The British Museum has undercut its own argument with its own actions

    In 2013, UNESCO requested that the British government enter mediation, and the deadline for a response is in March. In the meantime, the British Museum loaned one of the statues to the Hermitage. For years, the museum argued that it would not move the Parthenon Marbles because of their delicate nature, the risk being too great. The British Museum alleged that the carvings were safest in London. That argument has been undercut by the museum’s own actions. But what is most surprising is the recipient—especially amidst rising tensions between Russia and the U.S. and Europe. Russia has a poor reputation for handling plundered art. Russian officials are uncooperative in returning Nazi-looted art to rightful owners, claiming that objects seized during World War II are reparations for lost lives. It is ironic that the Hermitage should be the first to benefit from a loan involving the most hotly contested cultural heritage objects. The museum long accused of holding on to stolen Greek art is now loaning its inventory to a country that refuses to restitute stolen art. The Greek outrage is understandable.

    The British Museum has unequivocally stated that it will not return the marbles to Greece but, maybe the country has some options. Just as Italy leveraged its vast collections and archaeologically-rich resources against American museums, perhaps Greece could do the same. Over the past decade, museums across the U.S. returned looted objects to Italy after Italian officials threatened to withhold all Italian loans. The fear of losing access to Italian objects pressured museums to comply with Italy’s demands. As Greece has a rich archaeological trove, bargaining may be successful. International fervor is rising over the dig at Amapholis, an elaborate burial site in Northern Greece that may contain the remains of a relative of Alexander the Great. Prohibiting British archaeologists to access the site and barring any finds from going to British institutions may be one way to apply pressure for the return of some of the Parthenon Marbles. This type of action is necessary. The Parthenon is not just cultural heritage, but a symbol of Greece and the glory of Athens.

    Author: Leila Amineddoleh | Source: Forbes [December 23, 2014]

  • Weekly Geeks 2009-45: Making a List?

    Weekly Geeks 2009-45: Making a List?

    Lots of questions on this week's post -- feel free to answer any or all!

    Do you have a book wish list for the holidays? (Or is that one of those 'duh' questions?) If so, what's on it?

    Are you very specific when someone asks what you want for a gift? Or do you throw caution to the wind and say, "Oh any book you choose..." Or do you prefer a bookstore gift card?

    Do you buy books for people on your gift list? Do you choose books for them that you like and try to influence their reading (or hope they'll loan it to you when they're done)? Or do you get specific titles from your giftee?

    Where do you buy your book gifts? Do you shop at local independent bookstores, or the "big box" stores? or do you shop online?

    Once you've posted to your blog, come back and sign Mr. Linky (with a link to the post, not your blog home page). Be sure to visit other Geeksters to see what's on their lists!

  • Teaser Tuesday (April 13)

    Teaser Tuesday (April 13)

    Teaser Tuesdays is hosted by Should Be Reading.

    This week's teaser is from I'm Sorry You Feel That Way: The Astonishing but True Story of a Daughter, Sister, Slut, Wife, Mother, and Friend to Man and Dog by Diana Joseph.

    "Bruce Springsteen's mother may have taken out a loan to buy her son his first guitar, but I would do my son even better, I would use my MasterCard to buy him one. It wasn't cheap, but the kid at the music store said it was called a Baby Taylor, and he seemed excited that a mother would purchase such an instrument for her ten-year-old. This kid was pierce-lipped and unnaturally pale, he'd painted his fingers black, but his approval convinced me I had done right by my boy"(80).